📚 User Guide

Getting Started

Complete the initial setup process to begin managing your personal finances.

Initial Configuration

1. Account Creation: Register with your email address and secure password
2. Currency Selection: Choose your preferred currency for all transactions
3. Security Setup: Configure biometric authentication or passcode protection
4. Optional Sync: Configure backend synchronization for multi-device access

Transaction Management

Track all financial transactions including expenses, income, and transfers.

Recording Transactions

• Tap the Add button to create new entries
• Select transaction type: Expense, Income, or Transfer
• Enter amount and select appropriate category
• Attach receipt photos for documentation
• Add notes for future reference

Category Organization

Create custom categories with personalized names, colors, and icons for efficient transaction organization and reporting.

Budget Management

Establish spending limits and monitor progress with real-time budget tracking.

Creating Budgets

1. Navigate to the Budgets section
2. Select Add Budget
3. Choose category and set amount limit
4. Define time period: Daily, Weekly, or Monthly

Progress Indicators

• Green: Spending within budget limits
• Yellow: Approaching budget threshold
• Red: Budget limit exceeded

Financial Reports

Visualize financial data through comprehensive charts and analytical insights.

Available Reports

• Category Analysis: Pie charts showing expense distribution
• Income vs Expenses: Comparative trend analysis
• Cash Flow: Net financial movement tracking
• Historical Trends: Period-over-period comparisons

Data Export

Export reports in CSV or PDF format for external analysis, tax preparation, or record keeping.

Savings Goals

Define financial objectives and track progress toward achieving them.

Goal Configuration

1. Define goal name and description
2. Set target amount
3. Optional: Establish target completion date
4. Customize visual appearance with icons and colors

Progress Tracking

• Visual progress indicators
• Current amount vs target comparison
• Recommended contribution calculations
• Timeline countdown to target date

Net Worth Tracking

Monitor comprehensive financial health by tracking assets and liabilities.

Asset Management

• Bank accounts (checking, savings, certificates)
• Investment portfolios (stocks, bonds, retirement accounts)
• Physical assets (real estate, vehicles, valuables)
• Cash holdings

Liability Tracking

• Mortgage and home loans
• Vehicle financing
• Credit card balances
• Educational loans

Recurring Transactions

Automate repetitive transactions for consistent record keeping.

Automation Candidates

• Regular Income: Salary, dividends, rental income
• Fixed Expenses: Rent, utilities, insurance premiums
• Subscriptions: Streaming services, memberships
• Savings Transfers: Automated contributions to goals

Frequency Options

Configure transactions to repeat daily, weekly, monthly, or annually with customizable start and end dates.

Configuration & Synchronization

Customize application settings and configure multi-device synchronization.

Application Settings

• Theme: Toggle between light and dark display modes
• Currency: Update preferred currency at any time
• Language: Select from available language options
• Notifications: Configure alert preferences

Cloud Synchronization

Configure backend synchronization to maintain data consistency across multiple devices. Pull-to-refresh initiates manual sync.

Security & Privacy

Comprehensive security features to protect sensitive financial information.

Authentication Methods

• Biometric: Fingerprint or facial recognition
• PIN Code: Numeric passcode protection
• Auto-Lock: Automatic timeout configuration
• Encryption: All local data encrypted

Privacy Commitment

• ✅ Local data storage by default
• ✅ No usage tracking or analytics
• ✅ No advertisement integration
• ✅ User-controlled optional sync
• ✅ Complete user data ownership